Kharcho.

Privacy Policy

Last Updated: June 23, 2026

Welcome to Kharcho. We value your privacy and are committed to protecting your personal data. This Privacy Policy outlines how we collect, use, and safeguard your information when you use our website and mobile application.

1. Information We Collect

We only collect information that you explicitly provide to us:

  • Account Details: Your email address, profile preferences, and credentials.
  • Financial Logs: Expense records, income amounts, categories, and transaction metadata. This data is securely stored on our database servers.
  • Device Info: Operating system version and device identifiers to optimize app performance and send push notifications.

2. How We Use Your Information

Your data is used to deliver, maintain, and improve the services we provide, specifically to:

  • Synchronize and store your expenses securely across your devices.
  • Generate custom spending reports and budgeting alerts.
  • Provide customer support and process troubleshooting requests.

3. Data Security

We use state-of-the-art security measures. Your financial data is transmitted over secure SSL/HTTPS protocols and stored securely on our protected database servers with access controls and industry-standard security practices.

4. Third-Party Services

We do not sell, trade, or share your financial records with any third-party advertising services. We only integrate with secure storage providers for the purpose of cloud backup if explicitly enabled by the user.

5. Your Rights and Choices

You retain full ownership of your data. You can export your data to CSV format at any time or delete your account, which will permanently purge all stored data from both your local device and our cloud servers.

6. Changes to this Policy

We may update this Privacy Policy from time to time to reflect operational or regulatory changes. We will notify you of any major changes by updating the "Last Updated" date at the top of this policy.

7. Contact Us

If you have any questions or feedback regarding this Privacy Policy, please reach out to us at support@kharcho.com.